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Buying power and how to wield it

Affordability means different things to different people.For economists, it refers primarily to housing stress – when home buyers spend more than 30 per cent of their gross household income on housing costs.But for first-time buyers, it’s all about spending power.At its simplest, affordability is the constant juggling between your wants, needs, budget and bank balance. The latter, like it or not, will be the biggest single factor in determining the choices available to you.If you are contemplating taking the leap into…

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What rental providers look for in a renter

Being a good renter not only enhances their long-term tenancy reputation but also guarantees that they will be highly prized by landlords (residential rental providers, in Victoria).  A role model tenant (or renter in Victoria) generally pays the rent on time, is respectful of the neighbours, protects property ownership and minimises maintenance costs in one. Do you have what it takes to secure that must-have rental property ahead of the competition? We outline the redeeming features that are the makings of a…

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Top 10 affordable tips to jazz up your outdoor space

With New Year’s resolutions and the summer holiday mood taking hold, it’s time to create appealing, easy-care and affordable al fresco areas.Achieving a beautiful and vibrant outdoor living space, where you can entertain family and friends in style, as well as relaxation, need not require a major overhaul. It can be as simple as adding a splash of colour in the form of textiles or the addition of greenery to create an inviting ambience.Here are a few tips to get…

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Solving the looming ageing crisis

The 2021 Intergenerational Report, released by the Australian Government, identified an ageing population as “Australia’s greatest demographic challenge”. Figures show that 16 per cent of the Australian population is aged 65 and over, and growing.Yet, despite the evidence, there are no meaningful plans, or strategies to start mitigating the effects of an increasingly older population, says the Property Council’s NSW Executive Director Luke Achterstraat.This is causing even more stress on the nation’s already strained health and aged-care systems. Partial solution lies…

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Revving up your New Year goals

The start of a New Year is always full of hope and the chance to make amends. If home is where the heart is, this is the best place to start.Prior to the pandemic, the home was a sanctuary where we could switch off from the pressures of work and check in to our personal lives.Clinical psychologist Jaimie Bloch says, “2021 was full of curveballs and taxing on the mental health of employees and employers around Australia.“The end of the year…

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