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Practise makes perfect before committing to a loan

Buyers are being warned not to succumb to temptation and borrow beyond their means. As record-low interest rates in Australia attract first-time buyers to the property market at their highest level in years, the Federal Government is relaxing the responsible lending laws in place since the global financial crisis of 2008. The free flow of credit may seem an ideal scenario for those prospective buyers with a fear of missing out on stepping onto the property ladder. But in reality,…

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Homebuyer must-haves: the 2021 top 10 wish list

The COVID pandemic and its extended lockdown periods have altered the way most people live and their must-have qualities when buying a property.  Expectations have drastically changed, resulting in conditions that were favourable to buyers but now are equally rewarding for vendors.  Careful research and advice from industry experts culminate in the top 10 qualities that Australian and New Zealand home buyers are looking for in 2021:  1. Updated kitchen The kitchen is the hub of a home, so it has…

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Homebuyer must-haves: the 2021 top 10 wishlist

The COVID pandemic and its extended lockdown periods have altered the way most people live and their must-have qualities when buying a property.  Expectations have drastically changed, resulting in conditions that were favourable to buyers but now are equally rewarding for vendors.  Careful research and advice from industry experts culminate in the top 10 qualities that Australian and New Zealand home buyers are looking for in 2021:  1. Updated kitchen The kitchen is the hub of a home, so it has…

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Bidding to win at auction, regardless of the outcome

Whether you’re bidding for a prized piece of real estate or rare work of art, auction results — on the surface — can be a triumph or travesty. The outcome should always depend on the financial discrepancy, rather than an emotional attachment. But how do you navigate the adrenaline-charged auction environment without overpaying, overplaying or missing out?   Stick to the game plan Preparation is key, so it is important for buyers to devise a game plan while making allowances for…

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The upsides of downsizing

The thought of exchanging the maintenance of a larger home for a hassle-free future full of travel, friends and newfound freedom is a common aspirant for downsizers on the move. Given the ideal replacement residence, more than half of Australians and New Zealanders aged over 55 are open to downsizing opportunities, according to Australian Housing and Urban Research and similar sources.   Once the reality of the children growing up and leaving the family home starts to wear off, there are…

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